Policies & Disclosures
In the course of serving you as an individual client or as someone associated with a corporate or institutional client, Zenviba may obtain personal information about you. Obtaining this information is important to our ability to deliver the highest level of service to you, but we also recognize that you expect us to treat this information appropriately.
This policy describes the types of personal information we may collect about you, the purposes for which we use the information, the circumstances in which we may share the information and the steps that we take to safeguard the information to protect your privacy. As used throughout this policy, the term "Zenviba" refers to Zenviba Ventureprises and its affiliates worldwide.
The Sources of Information
The personal information we collect about you comes primarily from the forms and materials you submit to Zenviba during the course of your relationship with us. We may also collect information about your transactions and experiences with Zenviba relating to the products and services Zenviba provides.
We may use your personal information to:
» Administer, operate, facilitate and manage your relationship with Zenviba. This may include sharing such information internally as well as disclosing it to third parties, as described in the following two sections, respectively;
» Contact you or, if applicable, your designated representative(s) by post, telephone, electronic mail, facsimile, etc., in connection with your relationship;
» Provide you with information, recommendations, or advice concerning products and services offered by Zenviba; and
» Facilitate our internal business operations, including assessing and managing risk and fulfilling our legal and regulatory requirements.
If your relationship with Zenviba ends, Zenviba will continue to treat your personal information, to the extent we retain it, as described in this policy.
Disclosures of Your Personal Information within Zenviba
In order to provide efficient and reliable services and to improve product and service options available to you, more than one entity within Zenviba may be given, or given access to, your personal information. When so sharing your personal information, we adhere to applicable legal and industry standards regarding the protection of personal information. Additional information on how your personal information is protected while within Zenviba is provided below, under Information Security: How We Protect Your Privacy.
Disclosures of Your Personal Information to Third Parties
Zenviba does not disclose your personal information to third parties, except as described in this policy. Third party disclosures may include sharing such information with non-affiliated companies that perform support services for your account or facilitate your transactions with Zenviba, including those that provide professional, legal or accounting advice to Zenviba. Non-affiliated companies that assist Zenviba in providing services to you are required to maintain the confidentiality of such information to the extent they receive it and to use your personal information only in the course of providing such services and only for the purposes that Zenviba dictates.
We may also disclose your personal information to fulfill your instructions, to protect our rights and interests and those of our business partners or pursuant to your express consent. Finally, under limited circumstances, your personal information may be disclosed to third parties as permitted by, or to comply with, applicable laws and regulations; for instance, when responding to a subpoena or similar legal process, to protect against fraud and to otherwise cooperate with law enforcement or regulatory authorities or with organizations such as exchanges and clearinghouses.
You should know that Zenviba will not sell your personal information.
Information Security: How We Protect Your Privacy
Zenviba is committed to protecting the privacy and confidentiality of your personal information. We limit access to your personal information to authorized Zenviba employees or agents and, as described above in Disclosures of Your Personal Information to Third Parties, our service providers are held to stringent standards of privacy. We also maintain physical, electronic and procedural safeguards to protect the information against loss, misuse, damage or modification and unauthorized access or disclosure Protecting information during transmission through various means including, where appropriate, encryption; and
Privacy and the Internet
The following additional information will be of interest to you as a visitor to this site:
» "Cookies" are small text files that may be placed on your Web browser when you visit our Web sites or when you view advertisements we have placed on other Web sites. For more information about cookies, how our Web sites use them, and your options with respect to their use, please see our cookies policy.
» "Clickstream" data (e.g., information regarding which of our Web pages you access, the frequency of such access, and your product and service preferences) may be collected by Zenviba itself, or by our service providers, using cookies, Web beacons, page tags, or similar tools that are set when you visit our Web site or when you view an advertisement we have placed on another Web site. Clickstream data and similar information may be shared internally within Zenviba and used: for administrative purposes; to assess the usage, value and performance of our online products and services; to improve your experience with our Web sites; and as otherwise permitted by applicable law or regulation. If you are a Zenviba client, this information helps us suggest products or service offerings that may be of interest to you. This information may be processed by us for the purposes described above, or on our behalf by third parties, solely in accordance with our instructions.
» When you visit this site, your browser may be momentarily directed to the Web site of an ad server or other third-party service provider. This re-direction process will not be apparent to you. These third-party Web sites automatically receive your IP address when this happens, and they may also collect information from your interaction with our Web sites including computer and connection information, standard Web log information, and ad information. Such information does not identify you individually.
» Zenviba may make available on this Web site third party applications such as content linking or sharing facilities. Information collected by providers of such applications is governed by their privacy policies.
» Our Web sites are not currently configured to respond to "do not track" signals or similar mechanisms.
Other Privacy Policies or Statements; Changes to Policy
This policy provides a general statement of the ways in which Zenviba protects your personal information. You may, however, in connection with specific products or services offered by Zenviba, be provided with privacy policies or statements that supplement this policy. This policy may be changed from time to time to reflect changes in our practices concerning the collection and use of personal information. The revised policy will be effective immediately upon posting to our Web site. This version of the Policy is effective January 1, 2019.
Access to the Zenviba Web site defined below is provided by Zenviba. For purposes of this agreement, "Zenviba" shall mean Zenviba Ventureprises and its affiliates, and their officers, directors, managing directors, partners, and employees. The "Zenviba Web site" shall mean the Web site available to the general public and located at zenviba.com and select other domains.
Monitoring by Zenviba
Your use of the products and services on this Web site may be monitored by Zenviba, and that the resultant information may be used by Zenviba for its internal business purposes in accordance with applicable laws.
Information Made Available Through this Service
You are permitted to store, display, analyze, modify, reformat, and print the information made available to you via these services only for your own use. You are not permitted to publish, transmit, or otherwise reproduce this information, in whole or in part, in any format to any third party without the express written consent of Zenviba. In addition, you are not permitted to alter, obscure, or remove any copyright, trademark or any other notices that are provided to you in connection with the information. Zenviba reserves the right, at any time and from time to time, in the interests of its own editorial discretion and business judgment to add, modify, or remove any of the information. These Terms and Conditions of Use are not intended to, and will not, transfer or grant any rights in or to the information other than those which are specifically described herein, and all rights not expressly granted herein are reserved by Zenviba or the third-party providers from whom Zenviba has obtained the information. You are required to read and abide by any additional terms and conditions that may be posted on this service from time to time concerning information obtained from specific third-party providers. Such third-party providers shall have no liability to you for monetary damages on account of the information provided to you via this service.
No warranties made as to content; no responsibilities to update: Zenviba makes no warranty, express or implied, concerning this service. The services provided by us and our third-party providers are on an "AS IS" basis at your sole risk. Zenviba expressly disclaims any implied warranty of merchantability or fitness for a particular purpose, including any warranty for the use or the results of the use of the services with respect to their correctness, quality, accuracy, completeness, reliability, performance, timeliness, or continued availability.
Neither Zenviba nor any of its third-party providers shall have any responsibility to maintain the data and services made available on this Web site or to supply any corrections, updates, or releases in connection therewith. Availability of data and services are subject to change without notice.
No liability for content; no liability arising from use
Zenviba shall have no liability, contingent or otherwise, to you or to third parties, or any responsibility whatsoever, for the failure of any connection or communication service to provide or maintain your access to this service, or for any interruption or disruption of such access or any erroneous communication between Zenviba and you, regardless of whether the connection or communication service is provided by Zenviba or a third party service provider. Zenviba shall have no liability, contingent or otherwise, to you or to third parties, for the correctness, quality, accuracy, timeliness, reliability, performance, continued availability, completeness or delays, omissions, or interruptions in the delivery of the data and services available on this Web site or for any other aspect of the performance of this service or for any failure or delay in the execution of any transactions through this service. In no event, will Zenviba be liable for any special, indirect, incidental, or consequential damages which may be incurred or experienced on account of you using the data or services made available on this Web site, even if Zenviba has been advised of the possibility of such damages. Zenviba will have no responsibility to inform you of any difficulties experienced by Zenviba or third parties with respect to the use of the services or to take any action in connection therewith.
No warranties made as to security
Zenviba makes no warranty whatsoever to you, express or implied, regarding the security of the site, including with respect to the ability of unauthorized persons to intercept or access information transmitted by you through this service.
No representations made as to other sites or links
This service may provide links to certain Internet sites (the "Sites") sponsored and maintained by third parties. Zenviba is providing such links solely as a convenience to you. Accordingly, Zenviba makes no representations concerning the content of the Sites. The fact that Zenviba has provided a link to the Site does not constitute an endorsement, authorization, sponsorship, or affiliation by Zenviba with respect to the Site, its owners, or its providers. Zenviba has not tested any information, software, or products found on any of the Sites and therefore does not make any representations with respect thereto, including any representations regarding the content or sponsors of the Site, or the suitability or appropriateness of the products or transactions described therein.